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Insurance and payment

Insurance and payment options at Clarity Dental.

Money talk shouldn't be awkward. Before scheduled treatment, you get a written estimate based on the recommended care and what we know at the time. We'll walk through it with you, explain what your benefits will likely cover, and answer every cost question before you decide.

Insurance

How insurance works here.

We're not in-network with any insurance plan right now, and you can absolutely still be seen here. Out-of-network isn't the same as not taking insurance: most PPO plans still pay out-of-network benefits toward your care, and we file the claims for you.

Every plan is a little different. Share your plan info when you call or check in, and we'll explain what it's likely to cover.

  • Out-of-network claims filed as a courtesy
  • Coverage explained in plain language
  • Written estimates before treatment is scheduled
  • Your carrier makes the final payment decision

Ask about your plan

Call with your plan info and we'll help you make sense of your benefits before anything is scheduled.

Call New Patients

Read the insurance guide

Not sure about your plan?

Don't see your insurance here?

That's on purpose. No list decides whether you can be seen at Clarity Dental. Most PPO plans include out-of-network benefits that work here, and we'll file the claim for you. Call with your plan details and we'll tell you what to expect before anything is scheduled.

No insurance at all? No problem. You still get a written estimate before treatment, and you can pay with cash, check, card, HSA or FSA, or spread things out with CareCredit financing.

What to expect

Estimates, not surprises.

After your exam, Dr. Little explains what she found and the options that make sense. Before any scheduled treatment, you get a written estimate based on the recommended care and what we know about your benefits at the time.

Quick heads-up: an estimate isn't a guarantee of what your insurance will pay. Your carrier makes the final call after the claim is processed, and we'll help you understand any difference.

With insurance or without

Ways to pay.

Everyday payment

Cash, checks, and all major credit and debit cards are accepted.

HSA and FSA

Health savings and flexible spending accounts can be used for eligible dental care.

CareCredit financing

A healthcare credit line that can split treatment into monthly payments. Approval and terms are set by CareCredit.

Apply with CareCredit

No membership plan yet

We don't offer an in-house membership plan right now. Ask us about self-pay estimates.

Insurance and payment questions.

Are you in-network with my insurance?
No, the practice is not in-network with any plan at this time. Many PPO plans still pay out-of-network benefits toward care here, and we help you understand what yours is likely to cover.
What does out-of-network mean for my visit?
You may pay the office directly and your plan reimburses its out-of-network share, or your plan pays its share based on the claim we file. The specifics depend on your plan, and the team will walk through them with you before treatment.
Who files the claim?
We do, as a courtesy. You will not be left to handle the paperwork on your own.
How do I check what my plan covers?
Call the office with your plan information and the team will help you sort out your benefits, or bring your card to your visit.
Is my estimate a guarantee of what insurance pays?
No. The estimate reflects the recommended care and what is known about your benefits at that time. Your carrier makes the final payment decision, and the team will explain any difference.
What if my plan does not cover a procedure?
You will know the expected cost before scheduled treatment through a written estimate, so there is room to ask questions and consider options first. Financing through CareCredit is also available.
Does financing require a credit check?
CareCredit is a credit product, so approval and terms are determined by CareCredit, not by the office. The team can point you to the application.
Can I use my HSA or FSA card?
Yes, for eligible dental care. Check with your plan administrator about what your account covers.

From our patients

Why people choose Clarity Dental.

Ask about cost before you decide.

Questions about cost? Ask away. Call us or request a visit online.

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